TALKING ATM : No necessity with Pin number. Give directions with voice. These are the features of the latest ATMs. Bangalore company trail is going on. And these ATMs will be available by this year ending.

At the time of using the ATM, the individual, has to follow the procedures like card swiping, pin entry, as per the instructions displayed on the screen. If the pin number is forgotten the individual could not complete his transaction.

Some times this procedure may cause confusion even to the educated individuals. So if we imagine about the illiterate persons and villagers, the present procedure is definitely found as complicated nature. Now the Integra Micro systems, Bangalore has designed a new ATM terminal. It is having very latest features. If thumb impression has been recorded, the ATM terminal it self give guidance in the language of individual about the next action to be taken by him.

On the name IMFAST branchless solutions, this organization has already brought a portable ATM model for use of village people. At present the terminal and the Cash dispenser are made available separately. This company is making efforts to provide   these in one part. The final touches are doing by the company to the new design. This project will be completed by this year ending and the new ATM terminals will be available in the market.

How its works: The cash dispenser with an operator (Business Correspondent – BC) will be established in the business commercial areas of Metro cities like New Delhi, Hyderabad, Chennai, Bangalore, Mumbai, Kolkata. The candidate who is appointed as BC, he may be small shop vendor or he may be the PCO owner. The customers in these centers can use the services like balance enquiry, withdrawal, mini statement, print from this cash dispenser. If cash is required, on behalf the customer, the BC can use the smart card provided to him and put his thumb impression and then he can go for login, so as to complete the customer transactions.

The present designed Cash dispensers are useful for Rs. 50/- and Rs 10/- notes. BC is eligible to fill the cash in the dispensers. The company is making efforts to upgrade the system so as to use other denomination  notes.

At present, the Integra Company has established 1,300 terminals. The clients to this company are Bank of Baroda, Bank of India, Canara Bank, Central bank, Corporation bank, Indian overseas bank, Punjab National Bank, State Bank of Mysore, Syndicate bank, Vijaya bank etc.