Is the premium that is done 3yrs back is not sufficient in the present day hospital charges?

Is the premium too burden when you plan to have 4lakhs coverage on health Insurance?

Is the company issuing health policy only for 5lakh when you plan to insure for 10lakh?

The “Top up Policies” by Insurance Companies is the best solution for all these problems. Its main aim is to give more security with fewer premiums for the already existed policy. It’s not how many Insurance policies are there but how much security they provide that counts. It’s better to have high insurance in a single policy than to have many in number. Top up policy is the best to overcome all these confusions where premium is also benefited.

For example, if 40yrs old man wishes to have 4lakhs as a health insurance, he has to pay Rs.4, 500 as premium. In the same way, if he takes the policy for one lakh & join the remaining four lakh under Top up policy, he has to pay below Rs.3000 as premium. So that he can save up to Rs.1500.

If a policy is to be taken for 50-55 yrs old aged parents & two children’s for 5lakhs under family floater policy, how much premium is to be paid? Nearly, Rs.19,000. But, if a policy for 3lakhs is taken & the other 2lakhs is added for Top up, the premium to be paid is only Rs.13,000. So that we can save Rs. 6,000.

Finally, according to this policy, policies as well as saving are done hand by hand.